Climate risk for

Financial Services

Our experience with climate stress-testing and equity and debt portfolio analysis globally makes XDI a specialist in physical climate risk for the finance sector.

Financial Services

Robust, actionable insights across a range of portfolios and use cases.

Climate reporting
Climate reporting
Whichever market you're in, XDI can deliver climate physical risk data to meet your reporting needs.
Stress testing and scenario analysis
Stress testing and scenario analysis
Take the stress out of scenario analysis using XDI's whole-of-portfolio solutions.
Local insight, global scale
Local insight, global scale
Go beyond simple risk scores to set strategies based on millions of sub-asset computations using the power of XDI's Climate Risk Engines.
Engage clients on resilience strategies
Engage clients on resilience strategies
Move beyond risk and seek opportunity using XDI's data, insights and tools.
Use our global datasets to analyse climate physical risk to supply chains
Use our global datasets to analyse climate physical risk to supply chains
Compare the physical climate risk of every state and province in the world using consistent, like-for-like methodology.

The pathway from risk to resilience

Risk identification

  • Portfolio hotspots
  • High-risk assets
  • Counterparty risk
  • Country risk
  • Regional risk

Risk measurement

  • Value-at-Risk
  • Technical Insurance Premium
  • Climate Adjusted Value
  • Productivity Loss
  • Number of high-risk assets
  • Percentage of high-risk assets
  • Regional economic indicators

Risk management

  • Due diligence for assets and portfolios
  • Establish and monitor risk appetite
  • Adjust lending and investment policy
  • Manage stakeholder interests

Risk strategy for resilience

  • Identify adaptation opportunities
  • Engage clients on resilience strategies
  • Positively impact portfolios and communities

Global reach

XDI is an international, independent provider of physical risk analysis with an established network of clients and resellers.

Leading technology

XDI analysis is powered by the award-winning Climate Risk Engines, tried and tested in the market since 2007.

Standard reporting

XDI’s standard reports present physical risk data in different packages for different sectors or sections of an organisation.

Complex problem solving

Complex problems need clever solutions. XDI works closely with resellers to support bespoke solutions.

Can’t find what you’re looking for?

Contact us below to discuss your need further

By clicking Sign Up you're confirming that you agree with our Terms and Conditions.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
nasa photo

Convert risk to opportunity

Our clients are global

We analyse assets in over 175 countries

Featured use cases

Asset management: Benchmark fixed income portfolios
Asset management: Benchmark fixed income portfolios

Asset management: Benchmark fixed income portfolios

A global asset manager needed to asses physical climate risks within its fixed income portfolios as part of an internal risk assessment.
Banking: Stress testing and scenario analysis
Banking: Stress testing and scenario analysis

Banking: Stress testing and scenario analysis

A large banking client sought inputs from XDI to run large-scale Monte Carlo simulations as part of a regulatory climate stress testing exercise. The solution was required across its global residential and commercial lending portfolios. The client also needed to respond to a deterministic scenario prescribed by the regulator.
Asset management: Stewardship of equity and debt portfolios
Asset management: Stewardship of equity and debt portfolios

Asset management: Stewardship of equity and debt portfolios

A global asset manager needed to asses physical climate risks within its equity and debt portfolios to update the market under the TCFD reporting framework.
Asset management: Climate resilience strategies for real asset portfolios
Asset management: Climate resilience strategies for real asset portfolios

Asset management: Climate resilience strategies for real asset portfolios

XDI worked with a global investment manager with Assets Under Management greater than one trillion US dollars to assess physical climate risks to its real assets portfolio.

Climate reporting and resilience

Whichever market you're in, XDI can deliver climate physical risk data to meet your reporting needs.
Our auditable, robust and transparent methods are designed to support:

  • TCFD
  • ISSB
  • EU reporting frameworks

Capturing material physical risks at asset, portfolio, national and global scales

Stress testing and scenario analysis

Take the stress out of scenario analysis using XDI's whole-of-portfolio solutions.
Our analytics aggregate asset-level analysis to portfolio level insights across a range of asset classes and scenarios including:

  • IPCC RCPs
  • NGFS

Adapt and thrive in a climate changing world

photo of ocean

Take stock at low cost

Go beyond simple risk scores to set strategies based on millions of sub-asset computations using the power of XDI's Climate Risk Engines.
Our metrics are used by:

  • banks
  • asset managers
  • insurers

across real estate, debt, equity and infrastructure portfolios.

Engage clients with confidence

Move beyond risk and seek opportunity using XDI's data, insights and tools.
Draw on our asset-level, engineering-based approach to engage your clients and stakeholders on a journey to climate resilience.

Data any way

XDI's data comes in many forms. Whether it's full integration via APIs, TCFD-aligned reports, a web-based tool, or simple datasheets

  • APIs
  • TCFD-aligned reports
  • web-based tool
  • simple datasheets

we've got you covered.

Not sure how to get started?

We’ve been around for a while - we can help!

2024 XDI Asia-Pacific Real Estate Investment Trust Physical Climate Risk Report

The 2024 XDI APAC REIT Physical Climate Risk Report analyses 2,134 assets held by the 20 largest (by market capitalisation) REITs in Japan, Australia, Singapore and Hong Kong to provide a snapshot of climate change risks to global real estate investments. It also ranks these 20 REITs - who have a combined market capitalisation value of more than US$142 billion - according to their physical climate risk.

2024 XDI Asia-Pacific  Real Estate Investment Trust Physical Climate Risk Report

FAQs

Can we get physical risk assessment for a counterparty at group-level?

XDI can provide risk assessments at multiple levels of aggregation. Group-level aggregation is not a standard output but if required we are able to provide this level of detail.

Where do you get your elevation data?

Elevations come from from multiple national digital elevation model (DEM) datasets.

What does RCP mean

RCP stands for Representative Concentration Pathway. Scenarios that include time series of emissons and concentrations of the full suite of greenhouse gases (GHGs) and aerosols and chemically active gases, as well as land use/land cover (Moss et al., 2008). The word representative signifies that each RCP provides only one of many possible scenarios that would lead to the specific radiative forcing characteristics. The term pathway emphasises that not only the long-term concentration levels are of interest, but also the trajectory taken over time to reach that outcome (Moss et al., 2010).

Do you have a coverage rate of assets by company? And how many companies?

Coverage rates vary per company and sector. If there is a specific request for coverage of companies or company groups, please share them with us and we can assess suitability or current coverage from our proprietary company database.

Where do you get your elevation data?

Elevations come from from multiple national digital elevation model (DEM) datasets.

When were the Climate Risk Engines created?

Climate Risk Engines were created in 2011. Developed by scientists, engineers and climate risk experts, this was the first time the cost of physical climate risk had been quantified in this way.Today, Climate Risk Engines are one of the most flexible, powerful and trusted sources of physical climate risk data in the world.

How often are climate forecasts and models updated?

Data is regularly reviewed and generally updated in our system once these updates become available and have been evaluated. 

Location-specific flood data is generally updated several times a year.

Climate data is generally updated as 

(a) new Coupled Model Inter-comparison (CMIP) models are released, and 

(b) as downscaling is created by global research teams to the accuracy required for use by our Climate Risk Engines.

All data sets got through quality assurance (QA) tests - sample QA reports are agreed at the time of contracting.

What is the granularity of your hazard risk data?

XDI assesses 10 climate risk hazards, each with its own level of granularity, typically ranging from 5 to 50 metres.

Partner with us!

We work with trusted resellers around the world, and we’d love to have you join us

Become a reseller

Partner with us

Complete the form so we can connect you to the right specialist.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Contact us

Get in touch with one of our friendly team

icon contact us for support

Sales

Get expert advice on the best solutions for your climate risk scenarios

Help & Support

Support and help for our customers

Get support

Get support

Complete the form so we can connect you to the right specialist to support your distinct needs.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Media & Press

Fill in the form to get in touch with our media team

Get in touch

Contact our media team

We have an experienced communication and media team that can assist with media enquiries.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

From simple, low cost analysis, to complex, detailed and specific,
XDI delivers actionable results

Our vision is not just to identify physical climate risks, but to mitigate them.
XDI can help you develop business plans for adaptation, helping you move from risk to resilience.

Talk to us today to find out more.